Commercial
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This product offers cover for the diverse exposures inherent in the commercial and industrial sectors. Cover includes loss of or damage to the insured premises, injuries to employees, business interruption, motor vehicles as well as the associated liabilities. This product provides optimum cover coupled with competitive premiums and a personalised policy to suit the specific requirements of the insured business.

Target Market

IUM’s extensive risk appetite allows us to offer this cover to a wide range of occupational risks, such as:

  • Accommodation, lodging, hospitality and food service activities
  • Arts, entertainment and recreation
  • Casinos
  • Cold storage
  • Construction and development
  • Educational organisations
  • Financial and legal institutions
  • Hospitals
  • Human health and social work activities
  • Information and communication
  • Libraries and museums
  • Manufacturing
  • Motor industry
  • Offices
  • Professional, scientific and technical activities
  • Shopping malls
  • State owned enterprises
  • Stadiums and sports grounds
  • Surface mining and quarrying operations
  • Transportation, storage and warehousing
  • Utility suppliers
  • Wholesalers and retailers