Commercial Solutions

innovative | responsive | resilient

IUM cover businesses against all forms of loss or damaged at the insured premises, injuries to employees, business interruption, motor vehicles and the liabilities they may face.

IUM provides market-leading insurance solutions that have been carefully developed from extensive product and industry knowledge to best suit your client's needs.

We offer cover for multinational corporations, but also for individuals. Our extensive range of products includes assets all risks, commercial, personal and lifestyle as well as liability insurance.

IUM delivers innovative insurance solutions and outstanding services that result in tangible benefits to clients, brokers, suppliers, employees and all stakeholders, while also ensuring a commitment to good corporate governance by upholding the highest values.

Commercial

Our commercial product is specifically designed for business owners. This product provides bespoke cover unique to the commercial and industrial sectors.

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Assets all risks

Providing extensive coverage up to R1.437 billion per location, we specifically designed this product for large multinational corporate clients and provides bespoke cover unique to the corporate sector.

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Agriculture

We have developed this products to protect the farmer from a wide range of risks; both human and physical, which are inherent in the demanding farming environment.

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Motor fleet: Specified

Our innovative, comprehensive and flexible insurance solution for single trucks, owner-drivers, specified small and large fleets.

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Motor fleet: Unspecified

Comprehensive insurance for a fleet of 50 vehicles or more with attractive premium deposit options, our Motor Fleet: Unspecified product reduces upfront insurance spend for unspecified commercial motor fleets.

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Motor fleet: SME

IUM’s tailor-made Motor fleet: SME product is specifically designed as a flexible insurance solution for single trucks, owner drivers, specified small and large fleets. This product provides bespoke cover unique to the transport industry.

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Property all risks: Sectional Plan

By complying with all regulations for the Sectional Titles Act, our sectional plan property all risks product is the perfect insurance solution for any building where there is a sectional title arrangement in place.

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Property all risks: Commercial

We have built a true assets all-risks based insurance product for commercial buildings that includes all the benefits of an assets policy traditionally offered on large property portfolios.

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Specialist liability

We set out to deliver a broad scope of coverage to protect businesses in the larger commercial and corporate environment against the legal liabilities to third parties that could arise from their business activities.

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