IUM, underwritten by Guardrisk Insurance Company Limited, is the largest independently owned underwriting manager in Southern Africa, offering brokers and their clients insurance solutions that are comprehensive and cost-effective.

We offer cover for multinational corporations, but also for individuals. Our extensive range of products includes assets all risks, commercial, personal and lifestyle as well as specialist marine and liability insurance.

IUM delivers innovative insurance solutions and outstanding services that result in tangible benefits to clients, brokers, suppliers, employees and all stakeholders, while also ensuring a commitment to good corporate governance by upholding the highest values.

Who we are and how we work

IUM's solid financial backing, years of insurance experience and advanced integrated software systems ensure we remain at the forefront of this highly competitive industry.

Our dedicated corporate division of executives, underwriters, surveyors and senior claims staff use their years of experience giving sound financial advice and exceptional claims service to deliver one of the most comprehensive assets all risks products in the industry.

Our business units

IUM has two Business Units, each providing products and services to distinct client segments. Both have the common goal of providing protection and reducing risk when life happens.

Areas of expertise